You may be able to opt out of being charged by BCIT for Guard.me medical insurance if you already have adequate medical insurance coverage.
For students in full-time programs (including all exchange and study abroad students) the deadline to opt out of being charged for private medical insurance is the same as the deadline for submitting your Medical Insurance Assessment Form, which is stated on your Conditional Letter of Acceptance from BCIT. Typically that deadline is 90 days before your program starts, but please double check as it can differ depending on your program and when you were conditionally accepted.
For ISEP students, you may opt out by emailing your medical insurance coverage to email@example.com. For ISEP students who successfully opt out, the $180 charged will remain on your BCIT account and be used towards your future tuition fees.
To opt out, you must provide proof of adequate medical insurance coverage either:
- By submitting a completed Medical Insurance Assessment Form and attaching proof of valid medical insurance, or
- By email to firstname.lastname@example.org (please include your BCIT student number), or
- By email to email@example.com (for ISEP students only – please include your BCIT student number).
See below for what types of medical insurance coverage are considered adequate for opting out.
Opting out with BC Medical Services Plan (MSP)
Any student with BC Medical Services Plan (MSP) can opt out by sending an email to firstname.lastname@example.org with your name, student number, and proof of having enrolled in MSP, such as one of the following:
- a screenshot of your online application confirmation with reference number
- a clear photo of your valid BC Services Card
- a clear photo of an official letter from Health Insurance BC that shows your name and confirms your MSP coverage
Opting out with private medical insurance
Opting out with basic coverage purchased from a private medical insurance company is only permitted while students are not eligible for BC MSP.
To be considered acceptable for the purposes of opting out, any policy must meet all of the following minimum standards:
- Coverage for basic medical services including medical emergencies.
- The policy wording must be provided in English.
- The coverage was purchased in Canada or has policy wording that clearly indicates that the coverage is valid in Canada.
- The dates of coverage must include the entire time that you will study at BCIT while not being eligible for coverage through MSP (evidence of your date of arrival in BC may be required).